FloatMe makes your life easier
From tracking spending to unlocking savings and helping you avoid fees, FloatMe gives you the tools to stay in control of your money — no spreadsheets, no stress.
New eligible members can request up to $50 between paydays. First time approval amounts range from $10-$50. Existing eligible members can request up to $100.
Approval amounts are subject to eligibility criteria, and not all members will qualify for the maximum amount.
Instant Transfer Fee varies from $1-$7**.
Get up to $50 between paydays — interest-free and stress-free. No credit checks.
Set personalized alerts and use financial forecasting features to stay in control.
We use bank-level encryption and secure connections through Plaid to keep your data protected.
Real members. Real results. Here’s how FloatMe is helping people build better financial habits — one step at a time.
Keisha
FloatMe Member since 2007
Andrea
FloatMe Member since 2008
Kelvin
FloatMe Member since 2007
From tracking spending to unlocking savings and helping you avoid fees, FloatMe gives you the tools to stay in control of your money — no spreadsheets, no stress.
Track how you’re spending and get simple insights that help you plan ahead and stretch your budget further.
Save on everyday essentials like gas, groceries, and more with exclusive offers right inside the FloatMe app.
Get personalized alerts when your balance is running low so you can avoid overdraft fees and stay in control.
When you're in a tight spot, you need a financial friend, not another source of debt. Floats are interest-free and easy to access. Simply sign up, link your bank account, and request a Float to check your eligibility. Unlike traditional loans, we don't charge interest and we don't report information to credit bureaus.
That's the promise of a Best Financial Friend.
In order to take a Float, you will have connected your bank account so we can deposit it. We'll also use this bank connection to withdraw your payment on the repayment date.
No, taking a Float does not impact your credit because we do not report Float activity to the major credit bureaus.